Child College & 529 Tuition Fund Planner

Fund a 4-year degree at premier public or private universities tax-free via a 529 College Savings Plan.

Customize Goal Parameters

Currency:

Next Generation

Target Corpus Amount$250,000

Time Horizon15 Years (180 Months)

Expected Annual Return (CAGR)8.5%

Historical reference: Broad Equity Index (S&P 500 / Total World) ~9%–10%, Balanced Portfolio ~7%–8%, Fixed Income / Treasuries ~4%–5%

Adjust for Inflation (Cost of Living)Accounts for future purchasing power reduction

Annual Inflation Rate5% / year

US Fed Target: 2.5%–3%Emerging Markets: 6%

Required Monthly Investment

$1,426/ month

Flat monthly deposit to accumulate $519,732 in 15 years.

Smart 10% Annual Step-Up Option:

Start with only $781/ month

Start 45% lower today and increase your contribution by 10% each year with your salary raise to hit the exact same $519,732!

Total Capital Contributed

$256,680

Compounding Growth (Gain)

+$263,052

One-Time Lump Sum Today:$152,874

80%

Index Funds (S&P 500)

20%

Fixed Income / Bonds

Gold / Commodities

Elementary Years Base ($60k)

Year 5

$129,933

High School Growth ($150k)

Year 10

$311,839

Full 4-Year Tuition Secured

Year 15

$519,732