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Calculate gross and net rental yield percentages on residential and commercial real estate properties.
Annual gross rental income of ₹2,40,000 on ₹₹60,00,000 property
Calculations follow official federal and central bank guidelines (IRS, RBI), statutory tax provisions, and standardized actuarial compounding.
Why our math is exact vs other portals →The Rental Yield Calculator is built to eliminate financial ambiguity by applying exact Indian financial mathematics rather than generic, oversimplified online estimates.
Whether evaluating interest liability on bank credit, calculating compounding acceleration on systematic investments, or forecasting net post-tax maturity values, accurate forecasting ensures you never misjudge your cash flow or long-term corpus.
Net yield deducts property taxes, maintenance charges, and vacancy costs.
Generic online estimations without Indian statutory parameters
Standardized actuarial financial mathematics benchmarked against Indian regulatory circulars.
In India, retail lending follows RBI guidelines on reducing balance compounding and External Benchmark Linked Lending Rates (EBLR/RLLR). Fixed deposits follow RBI quarterly compounding mandates, while mutual fund equity investments adhere to SEBI NAV timing and post-Budget 2024 capital gains tax provisions (12.5% LTCG over ₹1.25L).
₹60 Lakh property generating ₹20,000/mo rent with ₹24k annual maintenance.
Gross Rental Yield is 4.00%. Net Rental Yield after maintenance and tax is 3.50%.
Benchmark guaranteed returns, taxation rules, and sovereign safety across India's premier savings instruments.
| Scheme Name | Current Interest Rate | Tenure / Lock-in | Tax Treatment | Safety Guarantee |
|---|---|---|---|---|
| Bank Fixed Deposit (FD) | 6.80% - 7.50% | 7 days to 10 years | Interest fully taxable at slab rate | DICGC Insured up to ₹5 Lakh |
| Public Provident Fund (PPF) | 7.10% (Tax Free) | 15 years lock-in | Exempt-Exempt-Exempt (EEE Status) | Sovereign 100% Guaranteed |
| Employees' Provident Fund (EPF) | 8.25% | Until retirement | Tax-free up to ₹2.5L employee contrib | Sovereign EPFO Managed |
| National Pension Scheme (NPS) | 9.5% - 11.5% (Market) | Up to age 60 | Extra ₹50k deduction under 80CCD(1B) | PFRDA Regulated |
Residential rental yields in top Indian cities (Mumbai, Delhi NCR, Bangalore) typically range from 2.5% to 4.0%. Commercial properties often deliver higher yields of 7% to 9%.
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Deepen your financial planning across interconnected tools. Every calculator within this cluster shares statutory logic and standardized Indian financial formulas.